Master Property and Casualty Insurance Basics 2025 – Protect and Prosper with Confidence!

Question: 1 / 400

What must a plaintiff demonstrate in a negligence lawsuit?

Proof of minimal damages

Proximate cause and violation of duty

In a negligence lawsuit, a plaintiff must demonstrate proximate cause and a violation of duty as part of their case. Negligence is typically defined by four elements: duty, breach of duty, causation, and damages. The violation of duty occurs when an individual fails to meet a standard of care that a reasonable person would observe in similar circumstances. Proximate cause establishes a direct link between the breach of that duty and the harm suffered by the plaintiff, meaning that the damages were a foreseeable result of the defendant's actions. By establishing these two components, the plaintiff can support their claim that the defendant’s negligent behavior directly led to their injuries or losses.

Other options do not encapsulate the essential elements of a negligence claim. For example, merely proving minimal damages or showing intent to harm does not fulfill the necessary legal standards for negligence, as negligence itself does not require intent - it is concerned with actions that cause unintentional harm. Additionally, the concept of public interest is not a requisite element in a personal negligence claim; it is more relevant to issues involving broader public policy or regulatory considerations.

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Intent to harm

Public interest

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